TowneBank Statement to QuickBooks: Convert a TowneBank PDF Statement to QBO

Convert a TowneBank statement to QuickBooks. Upload the PDF and get a .QBO file that imports into QuickBooks Online or Desktop, balanced to the statement.

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TowneBank closed its merger with Village Bank and Trust Financial Corp. on April 1, 2025, and that deal is a common reason a QuickBooks connection broke during 2025. Village offices first ran as Village Bank, a Division of TowneBank, then the core systems and online banking converted onto TowneBank's platform in June 2025. That cutover, along with the earlier Farmers Bank acquisition in Hampton Roads, changed online access and the bank's connection profile, which retires the old feed and forces a fresh setup in QuickBooks. While you sort out the reconnection, you can work straight from the statement. Upload a TowneBank PDF statement to the converter at the top of this page and get the transactions back in a format QuickBooks accepts.

The converter turns a TowneBank PDF statement into a .qbo Web Connect file that imports into QuickBooks Online or QuickBooks Desktop, plus matching Excel and CSV copies. Every transaction keeps its date, description, and amount, and the running total is checked against the statement before you export. Here is how TowneBank connects to QuickBooks, why a conversion breaks the feed, and when converting the PDF is the better move.

A real .qbo file QuickBooks accepts

Built for the statements US banks actually send, checked before it exports.

Reconciliation

Every total checked against the statement

The converter adds up the transactions it parsed and matches that to the statement total before you export, so nothing is silently dropped.

Web Connect

A genuine .qbo, not a renamed CSV

Valid OFX 1.02 with QuickBooks Web Connect headers. Online and Desktop import it as a standard bank feed.

OCR

Scans and phone photos read line by line

OCR runs before parsing, so a scanned or photographed paper statement comes out the same as a digital PDF.

Volume

A year of statements in one batch

Bulk upload for catch-up and cleanup work. Each file gets its own reconciliation check and its own exports.

Locked files

Password-protected PDFs handled

Enter the password on upload. Multi-column and multi-page statement layouts are parsed too.

Exports

Excel and CSV in the same download

One conversion, three files: the .qbo for QuickBooks, an XLSX to review, and a CSV for everything else.

How to convert your statement to QuickBooks

Three steps. No column-mapping wizard.

1

Upload the PDF statement

Drag in a PDF, a scan, or a phone photo. Password-protected and multi-page files are fine.

2

Review the reconciled rows

Every transaction is extracted and checked against the statement total. You see the parsed rows before exporting.

3

Import into QuickBooks

Download the .qbo and import it as a Web Connect bank feed. Excel and CSV are in the same download.

Questions worth answering

The specifics that decide whether the import is clean. If your case is not here, email [email protected].

Does TowneBank work with QuickBooks?

Yes. TowneBank works with QuickBooks. Personal and business customers connect through the bank feed, and business clients download from TowneBank's treasury and cash-management services, which support QuickBooks imports. The catch is timing: after the Village Bank conversion finished in June 2025, accounts that came over from Village had to be relinked under the TowneBank entry, and any connection still pointed at the old Village profile stopped pulling transactions. The integration is real, but the conversion reset many feeds, which is why a lot of TowneBank customers keep a converted-statement workflow ready for the periods the feed misses.

Why is TowneBank not connecting to QuickBooks?

TowneBank usually stops connecting because of a system conversion. If your account came over from Village Bank or Farmers Bank, the conversion moved it onto TowneBank's platform and the old connection no longer matches, so QuickBooks downloads nothing or throws an error. If you already banked with TowneBank, the integration work around the Village conversion in June 2025 could still interrupt the feed for a few days. Either way the fix is to deactivate the old account in QuickBooks and add it again under the current TowneBank entry. Rather than wait out the reconnection, download the TowneBank PDF statement and convert it to a .qbo file with the tool above so the transactions land in QuickBooks now.

How do I reconnect TowneBank to QuickBooks after the Village Bank conversion?

To reconnect, deactivate the existing TowneBank, Village Bank, or Farmers Bank account in QuickBooks, note the date of your last successful download so you avoid duplicates, then add the account again and search for the current TowneBank entry rather than a retired Village or Farmers one. In QuickBooks Online, disconnect the account under bank transactions and reconnect it; in Desktop, deactivate bank feeds for the account and set them up fresh. Former Village customers should confirm their new TowneBank online-banking login works first, since the June 2025 conversion changed access. If the reconnect leaves a gap, fill it by converting the PDF statements for the missing weeks with the tool above.

How do I download TowneBank transactions to QuickBooks?

Log in to TowneBank online banking, or to the treasury portal for a business account, open the account, and use the export or download option, choosing the QuickBooks Web Connect (.qbo) format and a date range. Import the file in QuickBooks through Upload from file in QuickBooks Online, or File, Utilities, Import, Web Connect Files in Desktop. The live feed typically reaches back only about 90 days, and right after the conversion the early downloads can overlap or come back short, so check for duplicates. If the .qbo download fails, save the PDF statement for that period and convert it to .qbo with the tool above.

How do I download a TowneBank statement as a PDF?

Sign in to TowneBank online banking, open the account, and go to the statements or documents section to view your eStatements. Pick the month you need and save it as a PDF with the download or print option. Business users find statements inside the treasury or cash-management portal. Online statement history is usually limited to a couple of years, and the conversion can shorten what is visible for former Village or Farmers accounts, so request older periods from the bank if they are not listed. Whatever the source, the PDF you download converts the same way, so you can reach history the live feed never offers.

How do I import a TowneBank statement into QuickBooks?

Convert the TowneBank PDF to a .qbo file with the converter above, then import that file. In QuickBooks Online, go to Transactions, Bank transactions, then Upload from file, and choose the .qbo. In QuickBooks Desktop, go to File, Utilities, Import, Web Connect Files. QuickBooks asks which account the transactions belong to, then drops them into the banking review queue for matching and categorizing, exactly as a working TowneBank feed would, without the wait the conversion created.

What a TowneBank statement looks like to the converter

TowneBank statements convert cleanly because the layout stays consistent month to month. Personal and business checking statements list transactions in date order with a description and amount, separating deposits and credits from checks, withdrawals, and fees, with a daily balance summary. Commercial and analysis accounts add service-charge sections. The converter strips out the summary boxes, fee tables, and marketing inserts, so only real transactions reach your .qbo file, and it reads scanned or photographed TowneBank statements through OCR the same way it reads a digital PDF, including older statements that still carry a Village Bank header.

When to convert versus connect the feed

Use the TowneBank feed for going-forward activity once it is reconnected and behaving, since it keeps QuickBooks current with little effort. Convert the PDF statement when a conversion breaks the link, when a former Village or Farmers account no longer matches, when a reconnect leaves a gap, or when you need history the feed misses: older periods, opening balances for a new QuickBooks file, a catch-up month, or a closed account. Because TowneBank has folded in several Virginia banks, plenty of cleanups run on converted statements to stay on schedule.

How accurate is the converted TowneBank file?

Accuracy is the part that matters most, because a converter that quietly drops or misreads a TowneBank transaction costs far more time than it saves. The error usually surfaces during reconciliation, sometimes weeks later, while you chase a few dollars across a long register. This converter totals the transactions it parsed and checks that figure against the statement total before it lets you export, so the .qbo you import reflects every line TowneBank printed. You review the parsed rows in the preview first, then export once the numbers tie out.

Convert your first statement free.

Upload a PDF, see every transaction extracted in seconds. No card to try it.

Still comparing tools? See our bank statement to QuickBooks converter comparison.

Related guides

Start by uploading a TowneBank statement in the converter above. You can also see how the underlying PDF to QBO converter works, follow the full steps to import bank statements into QuickBooks Online, handle Desktop with our QuickBooks Desktop conversion guide, learn what a QBO file is, or convert any bank statement to QuickBooks from the home page.

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